Features built for mobile-money markets
Everything you need to run subscriptions without credit cards
Subscription Management
Complete control over your subscription lifecycle
Flexible billing cycles
Daily, weekly, monthly, or custom cycles that fit your business model
Grace periods
Give customers time to pay without immediately cutting access
Auto renewals
Track renewal status and send reminders automatically
Payment Orchestration
Works with mobile money, USSD, and manual payments
Mobile money ready
M-Pesa, MTN, Airtel Money, and more
USSD payment prompts
Send payment requests directly to customers
Manual & automated flows
Choose the payment method that works for you
Revenue Tracking
Monitor your subscription revenue in real-time
Monthly Tracked Revenue (MTR)
Track recurring revenue across all payment methods
Usage-based billing
Charge based on consumption or usage metrics
Analytics dashboard
Visualize your subscription metrics at a glance
Automation
Set it and forget it with smart automation
Reminders
Automated payment reminders via SMS, email, or WhatsApp
Retry logic
Smart retry strategies for failed payments
Status transitions
Automatic status updates based on payment events
AI-Powered Conversations
Intelligent assistant that talks to subscribers, handles questions, and triggers payments
Natural Language Understanding
Processes replies in natural language via WhatsApp and SMS. Understands "Yes", "What's the price?", "Try again", and more.
Smart Triggers
Automatically initiates payment requests, schedules retries, cancels subscriptions, or escalates to support based on intent.
Multi-language Support
Future support for Swahili, local dialects, and multiple languages across African markets.
Real Conversation Examples
Mernphis AI
"Hi Jane! Your gym subscription ends in 3 days. Would you like to renew it now?"
Jane (User)
"What's the price?"
Mernphis AI
"Your monthly plan is 50,000 TZS. Reply YES to renew or CANCEL to stop the subscription."
Mernphis AI
"We noticed your payment didn't go through. Would you like to try again?"
User
"Try again"
Mernphis AI
"Great! We're processing your payment now. You'll receive a prompt on your phone shortly."
Higher Renewal Rates
Conversational reminders feel personal and get better responses
Reduced Manual Work
AI handles FAQs and common questions automatically
24/7 Availability
Responds instantly any time subscribers reach out
Smart Payment Triggers
Automatically initiates mobile money requests when users confirm