Everything you need to launch your business
From idea to monthly income in 24 hours. Built for mobile money markets across Africa.
Run Your Business on Autopilot
Everything you need to collect payments and serve customers automatically
Flexible billing cycles
Daily, weekly, monthly, or custom cycles that fit your business model
Grace periods
Give customers time to pay without immediately cutting access
Auto renewals
Track renewal status and send reminders automatically
Payment Orchestration
Works with mobile money, USSD, and manual payments
Mobile money ready
M-Pesa, MTN, Airtel Money, and more
USSD payment prompts
Send payment requests directly to customers
Manual & automated flows
Choose the payment method that works for you
Revenue Tracking
Monitor your subscription revenue in real-time
Monthly Tracked Revenue (MTR)
Track recurring revenue across all payment methods
Usage-based billing
Charge based on consumption or usage metrics
Analytics dashboard
Visualize your subscription metrics at a glance
Automation
Set it and forget it with smart automation
Reminders
Automated payment reminders via SMS, email, or WhatsApp
Retry logic
Smart retry strategies for failed payments
Status transitions
Automatic status updates based on payment events
AI-Powered Conversations
Intelligent assistant that talks to subscribers, handles questions, and triggers payments
Natural Language Understanding
Processes replies in natural language via WhatsApp and SMS. Understands "Yes", "What's the price?", "Try again", and more.
Smart Triggers
Automatically initiates payment requests, schedules retries, cancels subscriptions, or escalates to support based on intent.
Multi-language Support
Future support for Swahili, local dialects, and multiple languages across African markets.
Real Conversation Examples
Mernphis AI
"Hi Jane! Your gym subscription ends in 3 days. Would you like to renew it now?"
Jane (User)
"What's the price?"
Mernphis AI
"Your monthly plan is 50,000 TZS. Reply YES to renew or CANCEL to stop the subscription."
Mernphis AI
"We noticed your payment didn't go through. Would you like to try again?"
User
"Try again"
Mernphis AI
"Great! We're processing your payment now. You'll receive a prompt on your phone shortly."
Higher Renewal Rates
Conversational reminders feel personal and get better responses
Reduced Manual Work
AI handles FAQs and common questions automatically
24/7 Availability
Responds instantly any time subscribers reach out
Smart Payment Triggers
Automatically initiates mobile money requests when users confirm
Sell Digital Products Worldwide
Beyond subscriptions — sell ebooks, courses, templates, and memberships with the same powerful platform
Digital Downloads
Sell ebooks, PDFs, templates, music, software, and any downloadable content. Secure delivery with expiring links.
Online Courses
Create structured courses with video lessons, modules, progress tracking, and certificates.
Memberships
Build recurring revenue with premium content access, community perks, and bundled offerings.
Frequently Asked Questions
Everything you need to know about Mernphis features
Does Mernphis work with mobile money payments across Africa?
Yes! Mernphis integrates with M-Pesa (Kenya, Tanzania), MTN Mobile Money, Airtel Money, and other major mobile money providers across Africa. You can accept subscription payments from customers in Kenya, Tanzania, Uganda, Ghana, Nigeria, Rwanda, and more countries where mobile money is popular.
Can Mernphis automatically send payment reminders to my subscribers?
Absolutely! Mernphis automatically sends payment reminders via SMS, email, or WhatsApp before and after subscription renewals. You can customize when reminders are sent (3 days before, 1 day after, etc.) and what message your subscribers receive. Automated reminders with Mernphis improve on-time payments by up to 40%.
What billing cycles does Mernphis support?
Mernphis supports daily, weekly, monthly, quarterly, and annual billing cycles. You can also create custom billing cycles like every 2 weeks or every 6 months. Many Mernphis users start with monthly subscriptions, which is the most popular billing cycle for subscription businesses across Africa.
How do grace periods work in Mernphis?
Grace periods in Mernphis give your subscribers extra time to pay without losing access to your service. For example, you can set a 7-day grace period: if payment fails on Day 1, Mernphis keeps their subscription active while sending payment reminders. After 7 days, Mernphis automatically suspends their access until they pay. This flexible approach reduces churn and improves customer satisfaction.
Can I track my monthly recurring revenue with Mernphis?
Yes! Mernphis provides real-time Monthly Tracked Revenue (MTR) analytics showing exactly how much recurring revenue you're earning. You can see active subscriptions, churn rates, revenue growth, and more. Mernphis also tracks revenue across all payment methods (mobile money, manual payments, USSD) in one unified dashboard, giving you complete visibility into your subscription business.
Does Mernphis handle failed payment retries automatically?
Yes! When a payment fails (due to insufficient funds, network issues, etc.), Mernphis automatically retries based on your configured strategy. You can set how many retry attempts, how long between retries, and when to notify subscribers. Smart retry logic in Mernphis recovers 30-50% of initially failed payments, significantly reducing revenue loss.
Can Mernphis send USSD payment prompts directly to customers?
Yes! Mernphis can send USSD payment requests directly to your subscribers' phones via mobile money integration. For example, when it's time to renew, Mernphis sends a USSD prompt that customers can approve with their mobile money PIN. This makes payment collection seamless and works even without internet access, perfect for markets across Africa.
Does Mernphis support usage-based billing?
Yes! Mernphis supports usage-based billing where you charge customers based on consumption (data usage, API calls, minutes used, etc.). You can combine usage-based billing with subscription plans, like "$10/month + $0.05 per GB over 10GB". This is perfect for WiFi businesses, API services, and utility companies using Mernphis.
Can I manually record payments in Mernphis if customers pay outside the platform?
Absolutely! Mernphis supports manual payment recording for when customers pay via bank transfer, cash, or other methods outside the platform. Simply record the payment in Mernphis, and it will automatically update the subscription status, extend the billing cycle, and keep your revenue tracking accurate. This flexibility makes Mernphis work for any business model.
Is Mernphis suitable for traditional businesses that want to add subscription revenue?
Yes! Mernphis is perfect for transforming traditional businesses into subscription businesses. Whether you run a barbershop, restaurant, car wash, salon, or healthcare service, Mernphis helps you add monthly subscription packages alongside your regular services. Many Mernphis users started with traditional pay-per-visit models and now earn predictable monthly income from loyal subscribers. You don't need a "subscription business" to benefit from subscription revenue with Mernphis!